Credit: As it Concerns You And Me

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			Credit: Make Or Break
Debt Management Basics.			Identity theft is the fastest growing crime. Period. 28million Americans have fallen victim to identity theft and the cost of identity theft is $56 Billion in 2006 alone and raising! You need the necessary identity theft protection. There are a number of preventive measures everyone need to put in place to protect yourself from identity fraud. Identity Theft Prevention You should prevent identity theft rather than doing something after the fact. For starter, you should never dispose your bills without shredding and if you don't have a shredder, tear them into little pieces before you dispose them. Never give your social security information to anyone especially if you did not initiate the call. It's only necessary for certain items such as banking, employment records, property transactions and tax forms. Pick your passwords carefully. Your personal identification number (PIN) should not be easy to figure out; and change them often. The others are, protect your credit cards and treat them like money. Carry only the cards you need and  stay on top of your credit changes by checking your credit once a year from experian or Get an Equifax 3-in-1 Credit Report.   Report Identity Theft If you are already a victim, it is not as bad as it looks if you know what to do. If you have been a victim of identity theft, you can contact the Federal Trade Commission's complaint center by calling (202) FTC-HELP or sending an email from their website at www.ftc.gov/ftc/complaint.htm. Or, you can write to: Consumer Response Center, Federal Trade Commission, CRC-240, Washington, D.C. 20580. They have a lot of resources to help you through your situation. Identity Theft Protection If you suspect your personal information might be in the wrong hands already, be proactive, do something. The best way is to take steps to prevent being a victim in the first place and by that I mean you should partner with a reputable company and get an identity theft protection. Intersections Inc. (NASDAQ: INTX) is a leading provider of branded and fully customized identity management solutions. By integrating its technology solutions with its comprehensive services, Intersections safeguards more than 5 million customers, who are primarily received through marketing partnerships and consumer-direct marketing of the company’s IDENTITY GUARD® brand and you can Learn More by clicking here.		Don't fold your arms. Do something. Don't become a victim of Identity theft .
What’s in your  credit report?
.	Credit Basics
Boosting Your Credit Score
Why Your Credit Is Your Life
	Fixing Bad Credit
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